indonesia

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The original was posted on /r/indonesia by /u/CrossZDrago on 2025-06-17 07:15:47+00:00.

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The original was posted on /r/indonesia by /u/hacktober on 2025-06-17 05:45:37+00:00.

TLDR: Gue baru aja mergokin istri yg ternyata punya pinjol udah hampir 2 tahun dengan total tagihan 145jt+. Gue kerja dengan penghasilan 80jt/bulan.

Gue (27M) nikah sama istri (30F) selama 4 tahun, kita punya 1 anak umur 3 tahun. Pagi ini, gue iseng buka App Store (mungkin karena firasat ga enak) ternyata di sana bisa ngecek aplikasi apa aja yg ada di hp istri, dan ternyata banyak banget aplikasi pinjol. Gue kaget ternyata dia udah hampir 2 tahun ini punya pinjol dan paylater dengan total 145jt (AdaP: 69,5jt, Gojek: 33,5jt, AdaK: 25jt, Shopee: 11jt, EasyC: 6,5jt).

Yg bikin gue kecewa dan sedih, gue punya kerjaan WFH yg mapan dengan gaji dollar kalo dirupiahin 80jt/bulan. Bisa2nya istri gue pinjol sebanyak itu diem2 di belakang gue, padahal dia tahu kalo gue mampu punya penghasilan. Dia ibu rumah tangga, ga kerja, kita berdua di rumah ngurusin anak. Dia gue kasih uang 7,5jt/bulan dan itu bener2 buat dia sendiri, kalo masak/makan/kebutuhan rumah/dll itu pake duit gue.

Gila. Gue sedih banget sekarang. Padahal dia bisa bilang ke gue baik2 kalo butuh duit. Sebelum tau ini gue happy banget, punya anak, istri, rumah, mobil, dan penghasilan. Sekarang abis tau istri pinjol, rasanya kecewa dan gagal sebagai suami. Kita berdua berasal dari keluarga miskin dan gue pikir gue akhirnya bisa lepas dari kemiskinan.

Pertanyaan: Apakah itu semua pinjol dan paylater harus gue lunasin utuh? Gimana cara minta keringanan? Mana dulu yg harus gue lunasin? Resiko kalo ga kebayar semua?

Itu semua istri yg utang, pake KTP, foto, dan data dia. Kayanya gue salah dia dulu sempet depresi/baby blues abis lahiran, dan dia melampiaskan itu dengan beli2 baju online pake pinjol di belakang gue diem2, bukan buat judol. Dia gali lobang tutup lobang. Gue ga pernah belajar pinjol, jadi gue minta saran buat yg punya pengalaman atau tau dunia pinjol itu gimana. Terima kasih!

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The original was posted on /r/indonesia by /u/Phatboyaa_131 on 2025-06-17 03:46:17+00:00.

Gw beberapa bulan kebelakang ini kepikiran buat ambil rumah lelang pemerintah di lelang.go.id. Harga lumayan murah, kondisi ga jelek jelek amat terutama buat daerah yang gw target tapi buta banget tentang ini. Barangkali ada yang pernah boleh cerita pengalamannya? Proses lelang, legalitas, sampe permasalahan dengan penghuni lama kalo ada karena beberapa lihat fotonya ada yang seperti masih dihuni. TIA!

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The original was posted on /r/indonesia by /u/gajibuta on 2025-06-17 03:35:55+00:00.

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The original was posted on /r/indonesia by /u/hfaizan17 on 2025-06-17 02:30:24+00:00.

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The original was posted on /r/indonesia by /u/Accurate-Shine77 on 2025-06-17 01:19:08+00:00.

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The original was posted on /r/indonesia by /u/telolet-96 on 2025-06-17 00:01:42+00:00.

Jijik kali aku sama pernyataan sikontolero ini

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The original was posted on /r/indonesia by /u/flag9801 on 2025-06-16 21:45:10+00:00.

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The original was posted on /r/indonesia by /u/besoksaja on 2025-06-16 17:28:18+00:00.

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The original was posted on /r/indonesia by /u/cici_kelinci on 2025-06-16 16:46:14+00:00.

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The original was posted on /r/indonesia by /u/KerooBero on 2025-06-16 16:01:34+00:00.

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The original was posted on /r/indonesia by /u/Surohiu on 2025-06-16 15:03:10+00:00.

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The original was posted on /r/indonesia by /u/MalaysianinPerth on 2025-06-16 13:09:42+00:00.

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The original was posted on /r/indonesia by /u/Original_Neat1241 on 2025-06-16 12:29:27+00:00.

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The original was posted on /r/indonesia by /u/KillColt1911 on 2025-06-16 11:51:10+00:00.

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The original was posted on /r/indonesia by /u/flag9801 on 2025-06-16 11:39:04+00:00.

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The original was posted on /r/indonesia by /u/Medicine_Salty on 2025-06-16 11:31:22+00:00.

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The original was posted on /r/indonesia by /u/elchontole on 2025-06-16 10:50:51+00:00.

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The original was posted on /r/indonesia by /u/AffectionateBowl1633 on 2025-06-16 09:41:57+00:00.

Basically: Merchant EDC should have Card tapping ability (Tested on EDC BCA Android)

From Merchant Side: Proceed payment through "Kartu", input the nominal press OK. The same way like if you want to pay using card slot / Visa PayWave.

From customer: open Bank app that support QRIS Tap (tested with Brimo), open QRIS Tap menu, enter PIN and then tap your phone to EDC on its NFC transceiver side (usually on top). And voila, payment success.

NOTE: If you want to try this, dont say "Bayar pakai QRIS" because there is no QRIS Tap ability if merchant open "QRIS" on their EDC. Just ask "Bayar pakai Tap / Kartu" like what they usually do with Visa PayWave credit card. Make sure EDC has "wifi signal" icon on top of it.

https://www.bca.co.id/id/informasi/Edukatips/2025/03/14/07/12/Tips-Terima-Pembayaran-QRIS-Tap-Lewat-EDC-BCA

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The original was posted on /r/indonesia by /u/Epiphyte_ on 2025-06-16 09:39:58+00:00.

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The original was posted on /r/indonesia by /u/LastChancellor on 2025-06-16 09:14:31+00:00.

Maaf banget pakai flair Heart to Heart untuk urusan yang enggak berurusan ke diri saya sendiri, tapi temen saya bener-bener butuh tolongan ini soalnya dia masih SMA udah harus menghadapi urusan kyk begini:

Ini temen gw di Malang udah yatim sejak kecil, eh pas April ibunya juga meninggal. Tapi pas habis selesai pemakaman, semua harta peninggalan ibunya tiba-tiba langsung dicolong mantan ibunya. (Mereka udah cerai sebelum temen gw lahir)

Temen gw udah punya surat warisan menyatakan harta ibunya terwaris ke dia, tapi mantan ibunya masih ngeyel, dan bahkan sampai kirim orang untuk grebek rumah ibunya

Gw sejak ibunya meninggal udah suruh dia lapor ke polisi dan cari bantuan hukum, tapi dia ngeyel terus, soalnya dia kira di Indo kalau lapor kasus ke polisi harus bayar. Dan meski dilaporpun, dia udah enggak percaya bakal ngaruh sama sekali, soalnya dia pikir mantan ibunya tinggal sogok polisi

Jadi gw mau nanya, untuk kasus warisan begini apakah masih bisa dilapor ke polisi gk ya? Apa harus bayar? Dan apa masih ada bantuan-bantuan hukum lain yang dia bisa cari?

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The original was posted on /r/indonesia by /u/elchontole on 2025-06-16 10:14:00+00:00.

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The original was posted on /r/indonesia by /u/PencuciUang on 2025-06-16 09:26:32+00:00.

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The original was posted on /r/indonesia by /u/FarisFrontiers on 2025-06-16 08:24:32+00:00.

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The original was posted on /r/indonesia by /u/MalaysianinPerth on 2025-06-16 06:17:57+00:00.