Paying off my credit card and sending the rest to my local LGBTQ+ support/advocacy group.
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Gold.
Debt
There won't be anything left, I'd take a bit bite out of my debt.
I would by new fridge , microwave, toaster and air fryer than buy groceries , some clothes but donate the old , buy some furniture and new bed ,Hire home organizer and cleaner for day than Donate whatever money left to my women center
Define spend. Other people are talking about converting it to stocks, but that feels like cheating, since if you're already set up for that it's like a bank account that goes up and down a bit.
I also thought of a used car, since I can definitely spend that much on it today, it's probably worth about as much tomorrow, and it's a physical thing that definitely counts as a purchase.
If it has to be things I can't ever resell, I'd be at a loss. Maybe a bunch of radio kit on Amazon and a good meal.
On corrupt politicians to ban the AfD
Dental work (fixed), pay off credit card & bills for that month, buy new clothes. Maybe get a new laptop frame.work & phone (like Pixel that can be flashed with Paranoid Android). Hair transplant if it can be done that same day.
Motorcycles. Like 5 or 6 motorcycles.
Sounds like some cheap ass motorcycles tbh
I'd consider that until I realize the insurance is over $1k/yr for my dream bikes...
My country's currency is shit. Having this much money is enough to build a big house.
My first car, a full tank of gas, insurance, a better camera, lenses, a better computer and a Google pixel so I could install graphene OS.
Buy the cheap old beater down the road from me. Pay my truck down and sell it. The rest goes to the house.
Give some of it to my family and get a used car.
I think the spirit of the question would cause the gifted money to vanish
Shit I don't think you realize how little $20,000 really is. Hell there's very few new cars that even cost 20 grand. I could have it gone in less than 5 minutes.
That's easy. Heat pump & bathroom remodel.
I'd spend about $3k on something unreasonable like a bottle of scotch. Or maybe several $500-750 bottles I will actually drink soonish so I don't end up never opening the $3k bottle always waiting for the right time. I'd also get my wife a nice bag in a price range she would rarely get for herself, so another $2-3k. The rest would go in my brokerage.
I'd go to the warehouse store and load up on non-pershable food items my family uses for no more than $1000, then donate the rest to Wikipedia so I never have to see Jimmy Wales' face again when I'm looking up tin pest, Rob McElhenny, or Regulate (my most recent three Wikipedia pages in my history).
Ill buy a shit ton of gold with it
Goodbye student loans! If there's money left over I'd have to decide between something hot to wear for the wife (and maybe for others) or replacing my terrible and broken computer monitors. But let's be real the only thing left over will be debt.
New computer and I'd get my car overhauled at a specialist and there goes like, 15k. Or more if my car has issues I don't know about
Probably a car
Definitely debt.
Buy a car, finish paying off a loan, get a shed and greenhouse in the back yard, some landscaping
Student loans... Oh wait.
Put it in retirement accounts.
That's saving, not spending... Those things don't hit the accounts for something like 48 hours.
My 40,000 of debt probably
Sounds about enough for a decent down payment on reliable vehicle. Then I would still have to pay off whatever is left and make insurance payments and licencing tax, so ironically if I magically made 20k, I would end up spending more than solving anything.
Can you overspend and make up the difference with your own money? Does it have to be just one thing? I need some rules man.
Health insurance