Like 15 abortions. God I love abortions.
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I do not understand that, in my country abortions are free
(ok, not actually free. You need to pay 15 euro for the blood test, a 30 euro tax, 2 euro for the hospital parking fee and around 10 euro to buy the painkiller or antibiotics after the operation)
Dude, I wish I lived in a civilized country. My cancer treatment would have cost somewhere in the range of $5 million without insurance. Healthcare is a human right
Dude, I just got the post-exposure rabies vaccine. Was four trips to the ER at $125 USD co-pay a pop... however, without insurance, I learned it can be as much as like $15k if you don't qualify for assistance and/or Medicaid.
We really need to take to the streets.
can I just throw it on my mortgage?
Technically you're using it to buy a house, so I guess that qualifies as spending it?
Seriously this. Like imagine taking a chunk out of principal like that, you would save thousands in interest!!!
I actually did do that, the advantage of having rich grandparents. It's amazing how once you get a bit of money the system just throws advantages at you. Capitalism really is broken.
Because I was able to get together enough money to be able to buy a house and put down quite a lot in collateral, my mortgage repayments aren't very much, considerably less than I was paying monthly in rent, even when you take into account that the rent included water bills.
Same, but substitute rich grand parent with being hit by a car in suit happy South Florida.
I've learned reading these comments that way too many people don't know just how little 20k is.
Stocks
Easy. Second hand electric car with a big range.
$20,000 worth of low-fee S&P 500 index fund
How is this even a question. If you have a mortgage you pay off your mortgage, or at least as much as they let you, anything else would go on a new car.
I would like to get my house renovated but that's going to take more than a day.
Mortgage, no question.
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gold coins at the local coin shop
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I clear out the grocery store canned and boxed goods aisles and donate everything to the food bank
I have a car dealership right next to my office. And I'd really love to retire my 20yo car
I’d use it to pay my mortgage. That would bring me down to like $6k (bought this place a long time ago on foreclosure, so it was cheap but it’s a piece of shit place, so tradeoff). I’d then just pay the remaining 6k from savings and have zero leftover savings (but that would replenish eventually), and be done with it forever. That would feel amazing and take a lot of stress off my fixed income situation.
I volunteer at some food pantries, and they could really use the help.
Pay off my car loans.
Probably use it to pay off debts so my monthly stability is massively increased.
Would have to be cover the roof in solar panels and a battery set-up. Suddenly no electricity bills would be sick, then you add the potential to make money however miniscule instead... With no up front real cost it's a no brainer to me
Paying less than 20k due to conversion of my 85k UK student loan debt wouldn't be worth it
Good luck getting 20k to go that far.
Hookers & blow!
Index fund. Duh.
That's not really spending since you can just withdraw it.
Another currency.
Skidsteer, beep beep motherfuckers.
I would buy cheap electronic parts to build something like a Risc-v handheld(or PDA) computer to replace a smartphone with easily replaceable parts. This might help me figure out how to work with mipi dsi displays and how to write drivers for them. :) And besides that, I would stock up on canned food and maybe a solar panel capable of charging a laptop, for example.
Give 1000 dollars to 19 people and then rack up a 1000 dollar bar and food tab for myself.
Index funds
We could really use a second vehicle. I want one of those Japanese trucks with the tiny engines and folding truck bed. Good on gas and can still haul things around for diy projects.
Anything left over would go to a GoFundMe or a Gaza aid relief. If I already had that second vehicle id probably donate half and invest the other half into gold, for emergencies.
Am I allowed to just buy a different currency like Euro or Bitcoin?
Does the government know I have it? Because it will cut off my disability, my medical, food stamps, and I'll loose the ability too live anymore.
But of course I would spend it on basic necessities if the government won't know about it, stock pile of non perishable foods, toilet paper, fixing the broken shit around my place (as much as my landlord allows) maybe a new bed that's not 10 years old.
It's not real that much but it would help my quality of life for a bit longer I guess
No one wants to donate it to charity of my choosing?
(What if the charity is just a thin veil over my own account)
My daughter says pokemon cards
20k is one medium home remodel (one deck, Hall bath, or painting the outside), half the price of my sisters powerchair, or paying down half remaining on my car
There is no reason for a powered wheelchair to cost as much as an expensive car
For that money I'd expect to be stomping around town in a fucking mechsuit.
There's no GOOD reason an MRI should cost $1500 either.
edit: i realize you probably weren't judging, my bad for the attack dog
i mean.. there is when she is completely non ambulatory, needs a specialized back to support her upright, requires tilt relieve pressure point throughout the day, and has large tires so she can go outside in the dirt without getting whiplash from the bumps. A privilege, sure, but I think its well deserved
Any of the following:
- Materials needed to make an open source 3D printer, co2 laser, and pick-&-place machine
- Materials needed to make a hydroponics garden system and precision fermentation system
- Materials for a LiFePO4 battery and solar energy system
- Putting a dent in both my personal debt and that of my family and friends
- Donating that 20k to my local makerspace to improve their operations
- Starting a nonprofit
Smart answer: put it all towards my student loans
Assuming I need to like, actually pay for a good or service... New computer, new computer chair, gifts for Christmas, fancy digital piano, a couple gift cards to a restaurant I like, a handful of games, some nice but kinda expensive clothes, some VSTs...
If I quickly math all this out with generous assumptions for the price... That still puts me well under 20k. I dunno, I'll go eat at a favorite restaurant of mine and tip the waitstaff whatever is left.