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I would just like complete control of my various web things. be able to restrict banking activity by source (so like lock my savings to only move between my checking and no where else), be able to make temporary credit card numbers that I can not only limit the amount of a single charge but max total that can be charged and daily charge and monthly charge and also be able to limit it to one payer. So like I make it and use it to pay for something than can go back and click on the the vendor payed and say lock it to only that vendor. Have an investment account where I can setup a variety of investments by percentage and have it keep those percentages as markets move. oh and have a local location for all my things where you can get any help including for their website although thats not exactly technology.
For the credit card thing, there used to be an app called Private that you could set up temporary numbers with. I think you could do some level of recurring payments with it too. Not sure it's it's been enshittified yet though
oh I guess I have to add all without apps. Some of this stuff even then exists to some degree but its kinda sad its not implemented just generally. There is so much computers could do but there just is no incentive to maximize customer capability. If anything they tend to look to monetize any feature or limit it in a way to make it shitty or make money for the company outside of their normal streams. Like schwab has this robo adviser but its way limited and forces you to keep a lot in cash yet at the same time is very slow to rebalance (the reasoning they give for the cash is to deal with rebalancing which should allow it to do it relatively quickly.)
By the way, app is called privacy. Biggest problem with it is that it uses plaid to connect to your bank so you have to trust them with your bank password.
I use it though and love it. Every card can have its own limits like per transaction, per month, per year, or total ever.