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oh I guess I have to add all without apps. Some of this stuff even then exists to some degree but its kinda sad its not implemented just generally. There is so much computers could do but there just is no incentive to maximize customer capability. If anything they tend to look to monetize any feature or limit it in a way to make it shitty or make money for the company outside of their normal streams. Like schwab has this robo adviser but its way limited and forces you to keep a lot in cash yet at the same time is very slow to rebalance (the reasoning they give for the cash is to deal with rebalancing which should allow it to do it relatively quickly.)
By the way, app is called privacy. Biggest problem with it is that it uses plaid to connect to your bank so you have to trust them with your bank password.
I use it though and love it. Every card can have its own limits like per transaction, per month, per year, or total ever.