I really wish it was MediaWyrm. I want something where I can share, rate, and track books, movies, tv shows, podcasts, etc
lumberjacked
joined 1 year ago
Each has their place. I use Pixelmator, Affinity Designer, Sketch, and occasionally Gimp and Photoshop. Canva is really good at doing things like throwing together a flyer. I used to create social media posts for a pre-school and Canva was super easy to create templates that lay folks could edit. Virtually no learning curve.
Affinity is my vector tool of choice currently but these space seems to be a field with lots of options.
I bought at the peak myself to have stable housing while raising kids.
If house prices just stayed flat until wages caught up and then only increased similar to match wage increases (not inflation) that might be a reasonable compromise between the middle class who have a house and don't. Those who own will still be paying down a mortgage so increasing your equity that way without being decimated if you have to move. Unfortunately at this point, that could take awhile before wages caught up.
I'm not arguing in favor for house prices going up but just wanted to point out how a lot of people use the value of their home. You can pull out money from your house and your interest payments don't change when the value of your house goes up.
I'll give the example of my neighbor. They bought their house 10 years ago at about $250k. Interest rates were around 4.5%. We're in a location that got really hot during the pandemic and the house value jumped to about $700k. At that moment, they had the same payments as 10 years ago. Then interest rates dropped down below 3%. His balance on the original mortgage is probably about $175k and now he refinances the house with a mortgage of $325k, pays off the old loan, and pockets $150k out of the house. But due to the lower interest rates, his payment is the same as it was 10 years ago. He just has $150k in his pocket. Meanwhile, I'm the schmuck who had to buy the identical house at $700k at 5% and pay 3x for the same house.
This was my mom. Lots of therapy and 20 years later I’m good now. One major thing I do differently as a parent is apologize to my kids when I screw up.
If you do something against the rules then you have an appropriate punishment. Yelling and berating is never an appropriate punishment. If yell at my kid because I’m mad I always apologize. Hopefully it will lessen their therapy bills.
My mother in law was an office manager at a dentist. Dentists have sales quotas and have bonuses to everyone in the office for upselling.
You go in to a medical professional for health care and advice and they try and sell to you.
I do B2B hardware and software projects. I hate sales and advertising but I will post something I'm working on about once a week on my personal LinkedIn. It's amazing how many customers reference that stuff when I have my first meeting.