this post was submitted on 20 Nov 2025
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A Boring Dystopia

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[–] NotMyOldRedditName@lemmy.world 1 points 2 hours ago* (last edited 2 hours ago)

This could actually be interesting if it was the opposite...

You can get a small discount, and pre pay the next month in advance. You can miss any of those payments up until the end of the month when the remaining balance is due.

The discount is based off how much you paid early.

Landlord gets a reduced risk as every early payment is money that is in his hands and available up to a month before.

[–] Doc_Crankenstein@slrpnk.net 8 points 10 hours ago

All landlords are leeches. Every single one of them.

[–] bitjunkie@lemmy.world 4 points 11 hours ago

Burn it all down

[–] rozodru@pie.andmc.ca 183 points 1 day ago (9 children)

after looking at their site....oh fuck no.

they offer lines of credit to pay your rent. but you have to pay back said credit by the end of the month so....why? If you're having trouble paying your rent getting a line of credit to cover it and then having to pay back said credit by the end of the month on top of a percentage AND membership fee it just sounds exactly like a payday loan where you KNOW they hope you roll over so you'll never be able to catch up.

Its the same model as payday loans. It's predatory lending plain and simple.

[–] AA5B@lemmy.world 37 points 1 day ago

They now have “freedom” to abuse their customers.

I’m sure you’ll feel that warm wet trickling down any day now

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[–] perry@lemy.lol 18 points 1 day ago (2 children)

Which country is this? Do most landlords do this? /gen

[–] Witchfire@lemmy.world 38 points 22 hours ago (4 children)

When I lived in NYC, one of my apartments had a tipping option on the website

[–] RalphFurley@lemmy.world 1 points 5 hours ago (1 children)

It's called Key Money but in some places like Japan it's essentially a gratuity (in the US and other places it's just a refundable security deposit)

[–] Witchfire@lemmy.world 4 points 4 hours ago (1 children)

refundable security deposit

refundable

A what now

[–] RalphFurley@lemmy.world 1 points 4 hours ago
[–] dejected_warp_core@lemmy.world 4 points 8 hours ago

Wow. Either someone was too lazy to turn of the default settings, or figured it was appropriate to ask. Either way, that's some shocking lack-of-awareness going on.

[–] Agent641@lemmy.world 29 points 14 hours ago (2 children)

Hollow tip are best, they spall inside the landlord and are less likely to exit out the back and damage anything of value.

[–] dejected_warp_core@lemmy.world 1 points 8 hours ago

Landlord: You shot me!

Tennant: Yup. Take a look. At least I didn't fuck up the paint or the carpet.

[–] thermal_shock@lemmy.world 2 points 12 hours ago

Took me a second, only heard of them as hollow points lol.

[–] jade52@lemmy.ca 1 points 11 hours ago

Peak Landlord Privilege

[–] titanicx@lemmy.zip 13 points 22 hours ago (2 children)

I'm sure this is the US. And this is the first time I've heard of it in 35 years of renting.

[–] Lyrl@lemmy.dbzer0.com 4 points 8 hours ago

Insurers do this to doctors, too. They take a large "convenience fee" for electronic payment to the doctor. And they have no option to get physical checks. The relevant US regulatory agency briefly declared it illegal, but was convinced by lobbying their rule wouldn't hold up against a lawsuit, so they withdrew it. And Congress doesn't care to make the law more clear.

[–] beejboytyson@lemmy.world 8 points 14 hours ago (1 children)

It's in canada also. My gf had to pay a rental payment fee for the system they use. Same with enwin utilities in ontario. They just installed a new tax for no reason.

[–] Doc_Crankenstein@slrpnk.net 3 points 10 hours ago

Oh it's for a reason, and that reason is "capitalism".

Their investors want not just profits but profit growth. So companies have to come up with new avenues of extracting money from their consumers. It's a fundamental feature of the capitalist system.

And so long as they have private ownership over these things, there is about jack all we can do to stop them.

[–] SlartyBartFast@sh.itjust.works 29 points 1 day ago (4 children)
[–] VitoRobles@lemmy.today 8 points 12 hours ago

I just got a postcard of this in the mail!

It wasn't from the landlord though and it didn't have any identifying information.

What a garbage company.

[–] SoleInvictus@lemmy.blahaj.zone 56 points 1 day ago (1 children)

Short answer: late stage capitalism

Long answer: Because they don't have enough money to make rent on time and the associated fees are less than the late fees. Being poor is expensive.

[–] ivanafterall@lemmy.world 11 points 17 hours ago (8 children)

I just moved from a shithole place that used and promoted Flex. The alternative was $300 late fees.

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[–] BanMe@lemmy.world 16 points 1 day ago (1 children)

Same reason people finance their groceries over 4 weekly payments now.

[–] ChickenLadyLovesLife@lemmy.world 21 points 17 hours ago (1 children)

Rocket Mortgage has had this commercial for a couple years where some schlub is trudging back into his house lamenting the fact that six bags of groceries has become two (thanks to inflation). Suddenly his house starts talking to him and reminding him that he could get a Rocket Mortgage loan backed by his small amount of equity and use the money to buy groceries. Dude lights up with joy and dances into this house. It's just beyond fucked that this is obviously one of their most successful commercials. It's amazing that they can turn borrowing money for food into a positive.

[–] thermal_shock@lemmy.world 2 points 12 hours ago

I knew we were fucked when dicks sporting goods had a paper printout saying they would finance your yeti cooler on the end cap with the coolers.

I now refuse to ever own a yeti product. GFs family has a few, I refuse. The 2 yeti cups i have were gifts. And a 3rd one we found at a thrift store for $4.

[–] chiliedogg@lemmy.world 75 points 1 day ago (3 children)

$15 plus 1% of rent plus card processing fees.

If your rent is $1200 and there's a 3.5% processing fee, you're looking at $70/month in extra fees.

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[–] RBWells@lemmy.world 27 points 1 day ago (1 children)

14.99 plus payment fee of 1% of rent amount. So if your rent is 2k that's another $20 per payment.

For what? Please tell me this is not the only payment option.

[–] Bytemeister@lemmy.world 15 points 14 hours ago (2 children)

My apartment complex tried outsourcing their payment portal, attaching a fee to it, and making it the only way to pay.

I ended up going down to the office to write a check in front of them once a month, making sure to complain loud enough to be overheard when they had other people inquiring about apartments.

Apartments these days will nickle and dime you to death. Late in my tenancy, they wanted me to sign up to have my pets put into a database. They were also going to charge $25 per pet per month to have them in the database. You bet your ass I was in their office the next day with my pet addendum to discuss their breach of contract. My rabbits were not the dogs that kept getting loose and shitting all over the place.

[–] thermal_shock@lemmy.world 7 points 12 hours ago* (last edited 12 hours ago)

Had an apartment a while back, they changed owners and didn't really tell anyone until I got a note on my door saying next months rent, due in a week, can't be done online, needed to be cash check or money order or eviction process would start. What if I was out of the country or working remotely and didn't get the note? No email, no call, just note on the door.

I threw a fucking fit, this was the last straw after a parking lot flooded with gravel, moldy laundry rooms, flooded apartment. Then threaten me with eviction because of their bullshit?

I wrote up my refusal to renew then, like 2 months into a new lease. Made them reimburse me for having to get a money order (don't have checks), then began looking to buy. When renewal came up, they said I needed to renew and raised the prices. I referred them to my email and printout and told them to fuck themselves.

They tried to bill me for cleaning after I moved out, just never replied.

[–] RBWells@lemmy.world 5 points 14 hours ago (2 children)

A check, that is petty revenge for sure. We had a portal when we were renting from a slumlord (though we were renting a ridiculously awesome house from them for a reasonable price, one they owned themselves, most of their portfolio was dumps owned by Chinese people who bought them unseen) and yeah it had a fee but $3/month was the fee. I still thought it was funny, paying online is cheaper for them than dealing with my paper check, but we have to cover the cost of online portal but not the check? I'd probably charge people for giving me a check and make online free, if anything.

We did pay pet deposit, not pet rent. Fair I think, pets do add liability, even rabbits might get stressed and piss in the corner or something.

[–] Bytemeister@lemmy.world 9 points 13 hours ago* (last edited 2 hours ago)

rabbits might get stressed and piss in the corner or something.

Oh yeah, they're little pissers.

However, we already had a pet addendum, and laid out the pet fees and conditions for keeping the rabbits in the apartment. We also don't let them on carpet because eating synthetic fibers can bind up their gut and cause them to die horribly.

[–] thermal_shock@lemmy.world 2 points 12 hours ago

Go the steam route, make it as convenient as possible and people will be happy to give you money.

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