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As long as my bills are paid and I have a steady income, if I want something, I'll usually buy it. If its something more frivolous or expensive, like the e-scooter I bought myself last year, I'll just wait for a good sale/deal. But if its something relatively cheap (like under $100), I usually just get it.
I don't want kids and I have no hope to ever owning a home where I live. Probably unlikely to retire unless I keep pushing at this job I have and hate but has a great pension. Might as well use my money while I can.
I have been trying to tighten up my finances though since, y'know, everything. But it's tough when I've become accustomed to spoiling myself.
I’m in a similar situation, meaning, it’s just me. I have no one to answer to or take care of. If I want to do frivolous stuff I am free to do it.
Understood about both the job and finances. I would agree that the current state of things makes both a necessary evil to an extent.