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If you have money going out per month, use Klarna (or similar services) for Pay in 3 set ups for better goods that may cost a little bit too much for paying all at once.
Whilst there are bargains to be had, many cheaper appliances may fail or reduce in quality so quick; however, the 'good' things are often a fair bit out of people's price ranges.
I have used Klarna for various things around the house, also good shoes, on the same day per month that I've received money. They've all lasted a very long time and much better than cheaper alternatives, and they're fully paid off in three months.
There is no interest taken, and can come in handy. I have gotten a washing machine and big fridge/freezer using no interest installment plans, and over time they've saved me even more money by being more energy efficient than the cheaper ones.
There's also an app called Zip that let's you do 4 payments and you can extend the dates too plus it allows you to pay for some bills like Verizon, T-Mobile, GEICO, etc