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Yep, it's not the case where I live. Besides, is there a secret third name it must have for you to call it by when you don't know the resident's ownership status?
Shithole should work.
I would also accept "crack den".
I own and live in a condo, and sometimes call it an apartment., because condo sounds bougie to me. Especially because I happen to know the building was built as apartments and converted later. Lots of people rent condos as well, so they have a landlord, the owner of the unit. Anyway, you can usually say apartment to give the idea it's a multifamily dwelling.