What do you mean 1/3 of the country won't be able to get home insurance within ten years?
Climate change?
That's stupid.
You have to have home insurance to be able to pay a mortgage?
WTF that's even more stupid!
sp3ctr4l
joined 1 week ago
A nearly 50% drop in booked global TEUs?
TEU means Twenty Foot Equivalent Units, your basic standard shipping container.
Yes, yes, this is astoundingly, apocalyptically bad.
America will be more fucked than others, but this is Great Depression 2.0.
If this persists, and you end up with a the rest of the year of roughly half the TEU... well you'd go from about 900m TEU to about 550m TEU.
The last time global sea trade clocked in at about 550m TEU was 2010.
So... yeah, just wipe out the last 15 years worth of volume of world trade, and economic activity/growth enabled by that, and oh also you have about 1 billion more mouths to feed than in 2010.
Or... if you look at it in terms of % change.... its hard to find detailed, historical, week by week figures without paying for the data, but the entirety of the GFC hitting the global economy in 2009 resulted in an 8.5% decrease in global TEU from 2008.
So... it remains to be seen how long and strong the current downturn in TEU will persist...
But, if you say 2025 TEU drops by 30% in aggregate for the rest of this year... that is a 2025 that has a -22.5% 'growth' in total world trade volume, almost 3x as bad as the 07 08 09 GFC, the impact of which was seen in the -8.5% of 2009.
These are spitball guess numbers, I can't predict the future... but I do have a degree in Econ and I used to work as an executive level data analyst for a large mulinational, US based import export firm... so its moderately informed spitball guess.
This is Great Depression 2.0, this will make the GFC look like childs play. This is tens or hundreds of millions of people (globally) going broke, becoming homeless, starving to death levels of bad.
The only way to prevent that at this point is ... well basically step one is America needs to impeach and imprison every Trump administration member... but that is uh... not guaranteed, to say the least.
For me, the image of this post... is like... a crying, clipart style cartoon soccer ball, that is animated in a few frames of a radial series of dots filling up around the soccer ball, and then when the dots circle the entire soccer ball, it like... jumps, and makes a more pained, cartoon expression.
Maybe this is some very weird glitch or quirk on my end, or results from the particular lemmy browser app I am using? (Thunder)
It has stayed this way for almost 2 days now, I am not hallucinating lol, but apparently no one else is seeing this?
I... would also have thought this as well.
Just have a player host their own instance, everyone connects to them, and have some kind of fallback system in place in case the host disconnects.
Then, next step, make it so that once that basic framework is setup, maybe also have a basic host migration thing within an established group of players, basically ping everyone to everyone and pick the person who has the lowest average ping to everyone else as the host.
I do not undertand at all why this game ... needs a central server at all.
It is described as an 'online only' game.
I have not played it, but it seems like the levels are small, the default player count is 6, but a lot of the game is based on physics interactions...
Closest comparison I can think of is fucking about on GMod with 6 people, which you could probably pull off with your own self hosted instance, but a higher player count (which is apparently the main thrust of these mods that they say are anihilating their bandwidth) would need an actual dedicated server to avoid desync and lagging into oblivion.
They are apparently a small dev team and ... this is their first multiplayer game, ever.
So cutting them some slack is I think warranted.
They say they are considering making matchmaking lobbies as a feature... by which they presumably mean some kind of private servers?
I really don't know, 'matchmaking lobby' is an extremely broad term that could mean basically anything from self hosted servers... to rentable/configurable dedicated servers... ???
Apparently right now it is all centrally piped into their own servers, and is reliant on Steam invites to actually get people together into a session.
They say they are worries that if they add 'matchmaking lobbies', that introduces the problem of hackers... and to solve hackers, they would need an anticheat, which would break mods.
I... do not understand how that makes sense, there have been many multiplayer games with both mods and anticheat.
You could go with a less intrusive AC like VAC... it does work on many non source engine games, though I don't know what the liscensing costs would be... and then just integrate mods into the steam workshop?
Or some other AC solution, and have some other method of basically submitting mods for some kind of review and standardization with the AC... and then just also have an option for AC-off servers, so you could test your wip mods?
I guess we really have gotten to the point where modern devs just actually cannot fathom how mods and AC could work together.
I am mostly unfoundedly guessing she has been to a 'protest', but was the reason the the 101st Airborne had to get involved.
Mostly an unfounded guess.
Not entirely.
Reminds me a lot of my grandma, who watches Bill Maher regularly, and got furious with me when I told her in 2019 that the best possible thing that could happen would be Trump dying of Covid... because the alternative would be a one term, ineffective Democrat, who wouldn't meaningfully address the growing fascist movement, nor the underlying conditions that fundamentally give rise to it.
... She asked me to digitally archive a bunch of family photos and records... and I found a bunch of her old diary pages and letters... where she was quite rascist.
What if Hegseth is driving this particular bus, but Petey needs Trump to blow on the interlock device so that he can actually start thr ignition?
Whiskey Leaks 2: The Tippsyening
That certainly is the logic they use when they cruise around with Stingray devices in their cruisers that honeypot/MiTM every single 4g/5g/Wifi drevice in a 100m+ radius.
iF yOu hAvE nOThInG to HiDE yOU HavE nOtHInG toO WoRRy abOUt
They're climbing up from B6 to B2 or B1 lol.
Every 'goal' my family gave me and then forced me into pursuing?
Sure, they praised me when I accomplished those things.
Every goal I actually chose for myself, and achieved?
At best, absolutely no help of any kind when I'd ask them for help, general constant dissuasion and negging, and then after I achieve those goals, massive, massive passive aggressive jealously and constant belittling.
I now live several states away, don't communicate with them, and have finally been able to establish a sense of self, and self-esteem, based around my own assesment of what are good traits and goals, instead of basing them on trying to please incompetent bullies.
...
If your goals are, as you say in another post, learning how to make a vidro game, learning to draw, learning basic programming/web design...
These are literally all goals that pretty much most people with sufficient spare time and diligence could figure out the basics of and even become decently competent at with a few years of time... not even in a formal education setting, though that could likely help.
Your goals are extremely reasonable, your family is being ridiculous.
Are you guaranteed to become wealthy via pursuit of these goals? No, of course not.
But you aren't guaranteed that in most other careers or lines of work either.
If you don't already have gobs of money and/or influential connections... chances are, you never will.
Unless you are like abadoning a fairly solid career path that you're already significantly time/money invested in, and just completely abandoning all means of keeping yourself able to eat and sleep indoors for the full time pursuit of hobbies...
Then no, there's nothing wrong with wanting to learn more skills.
Yes.
The bubble pops when the price growth stops, and goes negative.
'The bubble' is basically the idea that prices just keep going up forever.
Based on that idea, financing, loans, leverage happens.
When the fundamentals no longer represent the bubble mindset, everyone whose personal budgets or business relies on prices just going upward, forever, are now margin squeezed, and potentially margin called depending on how overleveraged they are.... because you based your ability to pay the debt on your loans you used to purchase the property... on the idea that your property and thus rent prices would just keep going up.
Now, your property is actually worth less, and thus so is the amount of rent you can charge... but your debt payments are still the same.
You hold out as long as you can, but all around you other property owners are cutting their losses and selling at lower property values, which further reinforces the idea that your own property isn't worth the rent you are charging for it.
EDIT:
There are a lot of underlying fundamentals that drove Zillow's projection, which are broadly addressed in the article.
But it is also worth mentioning that a single month ago, Zillow was projecting a modest 0.8% growth for the year forward.
Then Trump decided to greatly aggrevate the economic situation, and things downturned so fast that 0.8% growth turned into -1.7%.
The fundamentals have been building up to a breaking point for a while now, huge inventory numbers, much more time on market till a sale, sellers offering many kinds of concessions, significant lossess in the stock prices of major homebuildets...
But then Trump did the Tariff nonsense, and also decided to deport all the brown people to a gulag, cause an overt constitutional crisis, and destroy the USD as the de facto world currency... and in doing all thjs, he essentially popped the bubble himself.
Trumps actions in one month shifted the growth projections for a whole year by -2.5%.