hithereiamaliff

Sounds like Paypal, who is “not a bank”, but who operates on the basis that you must link a bank or interact with a bank to do transactions.

You mentioned you "must" link a bank or interact with a bank. Not in this case.

But you say unbanked people can use it?

Yep, I said that.

How do you get cash loaded onto it?

They can go to any 7-Eleven stores to reload their cash into the app. Some other convenience stores offer such service too.

IDK about you, but QR payments here aren’t just for those who have bank accounts. Majority of non-bank eWallet apps also have integrated with this QR system, and they have their own account numbers and QR that works like a bank account, and anyone can register it entirely through the apps. Even lower-spec and older smartphones can still run those bank/eWallet apps here just fine, as long those smartphones are not rooted.

Albania can learn from Southeast Asian countries like us. Rather than choosing between paying by card vs cash, we also have QR payment option as well…. coz… everyone here uses smartphone these days, and not all have Visa/Mastercard, so might as well leverage on that to provide another payment option, which everyone can benefit from it.

Yes, this is correct.. not just Thailand, but also Malaysia (where I’m from), Indonesia, Singapore, Vietnam, Philippines, and Cambodia..

I’m from a Southeast Asian country known as Malaysia, and yes, not only it’s a norm to use QR for making payments at shops and transfer money online here (we have a unified QR system called DuitNow QR), but also when paying at some shops in neighbouring Thailand and Singapore.

Yep, I agree… that was what I noticed too… plus, some did mention that it was the bots who upvoted/downvoted on Reddit posts and comments, so was there any real interaction, or? I was confused, really.

I do feel it’s increasing, and not to mention, I love scrolling through Lemmy more than Reddit these past few days, I noticed.

Been using Nextcloud for more than a year now, and I honestly like that the functionalities are pretty similar to Google Workspace. I mainly use it for backing up my files (and share the files with anyone if they want to see the file, rather than going through Google Drive every time), and storing contacts and calendars there too. Though honestly, I didn’t know there’s similar Docusign and Doodlepoll there, so I shall take a look some time.

Usually we sing with our hearts and even if we don’t know the lyrics, we just sing anyway for the fun of it 😅