I didn’t consider length! That’s a good point too
Another goofy example is I asked it a python question using a specific package import . I sent a big chunk of code. It answered using a package I wasn’t even importing breaking everything. It could never figure it out either lol
I would still say that’s not true… I probably make half as much as you but I just try to be extremely frugal… just saying it’s doable
A lot of westerners, sure. The vast majority of Chinese would disagree since they’re 1-2 generations away from poverty. Depending on the city most grandparents have zero education, parent may have gone to middle school, then current gen has shot for the stars. Chinese government can be unfair, but no one can argue they didn’t make everyone’s lives materially better
Even reformatting has caused me issues. My best example is I gave it 100 citations in a non standardized format and asked for MLA. It returned 100 in MLA but randomly 10 of the books were made up. It decided to delete ten I sent at random and make them up instead of just giving me what I sent
Maybe also wget the website.
I’d be careful with using “ai.” Sometimes ChatGPT makes up answers even when you provide it with the data. -source it lies to me all the time
Of course on the world stage this varies per country but I agree that a big of savings can get you there by retirement, especially if done early.
In China a common goal is to save 140k USD then invest it and retire by one’s mid 30s living a simple life.
If you max out your ROTH IRA every year until retirement that is possible (for the US). Yes, I believe one can easily save and invest in index funds. Based on compound interest with a return rate of 3-7% one could expect 450,000-1.05 mil after 35 years of working. That’s 583$ post tax dollars a month.
Post kids it’s been more difficult but I even picked up an extra job to make sure I can max out my retirement investments.
For everyone? Absolutely not. It is obtainable though. Even half of that per month would result in similarly good returns. The problem is investment education. Reminds me of my local communist reading group who to my surprise didn’t know anything about investing even though capital is like their whole thing.
Relax. If you max out your ROTH IRA every year until retirement that is possible (for the US).
That’s a totally obtainable goal!
Wait until they hear where all electronics come from. Are they gonna ban Apple?
It's fine if you don't know history.