The problem here is inability to read between the lines. The [bank?]'s message is pretty clear: "Stop polluting my sight, you filthy poor."
this post was submitted on 07 Sep 2025
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Not buy a house, inherit a house from our boomer parents.
Boomer parents: emotionally abuses you for your entire childhood/teenhood
Me: Has severe depression
Boomer parents: "WHY ARE YOU SO LAZY AND UNGRATEFUL, USELESS EATER, BURDEN ON SOCIETY" then proceeds to threaten to leave me out of the will.
Funny thing is, she also threatens to leave my older brother out of the will. Basically she tries to make us hate each other, and we do hate each other. My entire family is dysfunctional. They are all conservatives, racists, LGBT+ phobic, has the toxic masculinity mentality, ableist af. They think anyone with a slight disability deserves to get executed because its "a waste of resources". This is why I dislike my ancestral homeland, it reminds me of hatred and intolerance.
Edit: Technically they aren't boomers, but I'll still call them boomers because they share that same boomer mindset.
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I know a lot of you are urbanites, but for anyone who isn't, check out the USDA 502 direct loan program
An ancient conundrum; you think anyone’s mortgage payment is £500, in any country? Ha!
My actual mortgage payment is probably just under $500. Taxes and insurance just put it at about $1000. I bought a nearly crack den quality fixer upper about 6 years ago in a moderately low COL area. In the truely low COL areas I imagine you might still be able to manage the same pricing today. It's probably doable, just not anywhere most people want to live or with a house that doesn't have a bunch of issues.
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I've never paid a mortgage, but £500 seems pretty low. Do mortgage payments tend to be that much cheaper than rent prices?
Anecdotally I pay over 200% the cost of my father's mortgage to rent a home in a lower cost of living area.
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