this post was submitted on 31 Aug 2023
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Unethical Life Pro Tips

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An Unethical Life Pro Tip (or ULPT) is a tip that improves your life in a meaningful way, perhaps at the expense of others and/or with questionable legality. Share your best tips you've picked up throughout your life, and learn from others!

ULPT Rules:

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[–] CountMonte@lemmy.world 6 points 1 year ago (1 children)

Our mortgage is $2600 month. My wife has a much better paying job than me. I make $2200 a month after taxes/deductions. She is currently going through cancer treatments and although everything is looking positive it really got me thinking about what the hell does life look like for my family if something happens to my wife?

I've had the same bus driving job for 23 years. I'm undereducated. A 2 bedroom, 1 bathroom apartment is $1600 month here. I don't know how I'd ever be able to take care of myself and two kids.

They want us to have 80k+ in school debt so you can be allowed to have mortgage debt or rent and own nothing. I don't know where I'm going with this but I'm just bummed out about life right now.

[–] DoomBot5@lemmy.world 1 points 1 year ago (1 children)

That's what life insurance polices are for. Will be pretty hard to get one with her cancer diagnosis though.

[–] Saeveo@lemmy.world 1 points 1 year ago (1 children)

Are you not required to have a joint life assurance policy as a condition of a mortgage in the US?

[–] stalfoss@lemm.ee 1 points 1 year ago (1 children)

lol no, the bank doesn’t care, they’ll just take your house if you can’t pay

[–] Corkyskog@sh.itjust.works 1 points 1 year ago

You literally beat me to this reply by like 4 minutes haha. Banks were giving variable mortgages to people who could barely afford current rates, they don't give a shit.

[–] _number8_@lemmy.world 2 points 1 year ago

it is FUCKING INSANE that apartments get to ask for all sorts of invasive shit like this and that's just fine. yeah god forbid you take on any risk, we're only committing to fucking thousands a month, fuck you.

[–] pH3ra@lemmy.ml 2 points 1 year ago (1 children)

Mandatory "use GIMP: is free and open source" comment

[–] DingoBilly@lemmy.world 0 points 1 year ago (1 children)

Just pirate Adobe and get the best of both worlds.

[–] pH3ra@lemmy.ml 1 points 1 year ago* (last edited 1 year ago)

I justify the use of Adobe for professional use cases, like "I have to print a label with a specific set of colors and GIMP has bad CYMK support".
If you have to put a signature where there isn't one or stuff like that, GIMP is more than good for the job and in the meanwhile you're helping a community project to grow.

[–] MentalEdge@sopuli.xyz 1 points 1 year ago (1 children)

And then you get bankrupted by the excorbitant creative cloud license costs.

[–] Pokethat@lemm.ee 1 points 1 year ago (1 children)

Do what you want cause a pirate is free, you are a pirate! 🎶🎵🎶

[–] EzekielJK@lemmy.world 1 points 1 year ago

I remember the first time I ever saw that video was when I tried playing Enter the Gungeon. I didn't even pirate it. I just screwed up when I was installing some mods lol

[–] aesthelete@lemmy.world 0 points 1 year ago

They wanted to DNA test my dog and keep his biometric data on file as part of the terms of the last lease I was looking at.

I uhh, didn't fucking sign. The neofeudalist movement is for real.