This is from the Play Store listing of the app
this post was submitted on 01 Oct 2023
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Now I really feel stupid, didn't check Play Store... thanks a bunch!
I’m curious what kind of data they are selling.
Like Joe always default on his payments? Or Nancy occasionally let Lucy pay the bill. 
Write them and ask
I'm never surprised by what data people sell.
I'm always surprised there's someone buying.
You have made an assumption that they are making a profit. They could be in Startup phase where they are getting their product to market before finalising the monetization method in place.
The guess out of my ass is that they either plan to provide an information pipeline to financial institutions for customer modelling or be bought out by the current Dutch player called Tikkie.
> tikkie
Heh. Dutch 4channers on /int/ were mercilessly mocked as skinflints for this app.
This could also be it, but startup phase for 10 years? I mean that would be believable if it wasn't for the size of the team.
When you pay people back through the app they take a small commission of the settlement. Other than that it's probably also not a very expensive app to run due to its simple nature.
I started thinking about how much they'd actually make with this monetization scheme, but they employ 6 software developers and have a team of 4 in the upper management. The company has been running for 10 years with this single product.