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My layperson opinion is that it's more panic than bubble. There will ultimately be one or two dominant players and the technology can and has changed some businesses/industries. For example accurate and FAST medical analysis for diagnostics. That could be a massive change with clear benefits to society.
But there's a LOT of throwing stuff at the wall hoping for a revelation costing tons of resources and money that will almost certainly be wasted.
We're in the figuring out stage and nobody wants to miss the hype train because the few winners will likely be the next Google.
I agree with the "panic, not bubble" assessment, and although the medical applications are pretty cool, I don't think there's actually anyone who's going to be "the next google".
The only big opportunity I see here is the possibility of replacing humans with machines em masse, and I think there's a certain kind of person who has a ton of money and is absolutely drooling all over this possibility.
But I don't believe that's where this is going at all. To replace a significant number of workers, they would need actual artificial general intelligence, but bigger and bigger LLMs are not a path to that. They're smoke and mirrors that can look smart, but fundamentally are not and never will be.
I'm not immersed in this, so maybe I'm missing something, but as far as I can gather from listening to people who do know what they're talking about, the the whole "AI" craze is basically a dead end, and the sooner investors figure this out, the better, because all of this money has been thrown into a furnace and is just gone.