this post was submitted on 16 Aug 2025
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[–] MudMan@fedia.io 52 points 1 week ago (2 children)

This is insane. This is an insane statement.

I am on the record going after Valve for things when everybody else gives them a pass, but I swear people just want to say things sometimes.

[–] gressen@lemmy.zip 8 points 1 week ago (3 children)

Can you please explain what is wrong with an idea of paying with a direct, fast, cheap payment option that half of the world already uses on a daily basis?

[–] mp3@lemmy.ca 38 points 1 week ago (1 children)

Handling payments like this puts the responsibility of dealing with fraud at Valve's level and significantly increase their workload, instead of being the payment processor's responsibility.

I don't blame Valve not wanting to deal with this.

[–] gressen@lemmy.zip -2 points 1 week ago

Banks have their own fraud prevention methods that are more mature than whatever is offered by payment processors.

[–] MudMan@fedia.io 23 points 1 week ago (1 children)

I'm not gonna tell you this is impossible to set up for a worldwide online company because unlike the OP I have no problem acknowledging that I don't know enough about something to understand how hard it is.

I will tell you that it's absurd to propose that by working with the three biggest payment processors in the world, covering a huge share of all online payments, Steam has somehow been negligent.

That doesn't follow even a little bit. It's an absolute non-sequitur. It's someone trying very hard to be mad at somebody they know for a thing they don't fully understand.

[–] MurrayL@lemmy.world 9 points 1 week ago (2 children)

Feels like we’re a few moments away from someone unironically suggesting Steam start allowing people to just mail them cash.

[–] MudMan@fedia.io 6 points 1 week ago

Hey, I'm all for creating a public online payment processor. An international one, even.

I'm not even pulling any punches. There are no reasons to leave this in private hands.

But this reeks of people being mad at the thing they know and feel have some influence with instead of with the actual problem, and it's a bummer because it encapsulates Internet outrage and why it's so often ineffectual.

[–] Ghoelian@lemmy.dbzer0.com 3 points 1 week ago

Well that's actually not such a crazy idea. Proton accepts cash via mail as well, so apparently it's doable.

I really have no idea what this commenter is so appalled by. Direct bank payments are the norm in lots of places already anyways.

[–] unexposedhazard@discuss.tchncs.de -5 points 1 week ago* (last edited 1 week ago) (2 children)

This is insane.

Why? I am fucking sick of companies relying on private, third party companies as unneeded intermediaries for my financial transactions. Plenty of websites give you the ability to pay without them, so Valve not doing so leaves nobody at fault but Valve. They are a company, they should know that companies act in their own best interest, so if they want to prevent interference in the business model that is Steam, they should make their payment systems as independent as possible.

Valve is not a lost puppy that just happened to be run over by the truck that is payment processors. They know exactly what risks are involved and they did not care enough to prepare for them. If you make a deal with the devil then you shouldnt be surprised to get burned.

[–] arnitbier@sh.itjust.works 1 points 5 days ago* (last edited 5 days ago)

What in the world would you know about how money is moved from one place to another? Seriously?

You imply its easy by way of hand waving while you say your irritated and they are the reason for it. So tell me exactly, how should they make it function in relation to the actual LAW and the current banking/monetary environment? Hell how does it even work right now? Cause thays something you might need to know to pretend this much 👍

Well? You got time to be placing blame like it's so freaking easy. Let's see it 😗

[–] MudMan@fedia.io 27 points 1 week ago

Valve works with the same handful of payment providers everybody else does. Literally everybody else. I don't have a stance on how feasible it is to handle your own payment processing, but claiming that any company on the planet is negligent for not doing so is insane.

I am all on board for taking regulatory action against anticompetitive practices in this space from the oligopolistic few companies available in it.

My educated guess is that seems too remote for you to feel righteous by being angry at someone specific so we're talking about Valve instead.

Hell, I'm all for taking regulatory action against Valve for their own monopolistic practices. I'm just not here to posture ineffectual anger.