pics

I lived in The Netherlands for 8 and a half years between the late 90s and the late 00s.

My experience whilst living in The Netherlands was that most people spoke pretty good English in terms of vocabulary, accent aside (which, as I myself am not a native English speaker, was not high on my list of priorities). Certain it qualified as "excellent" compared to people in my homeland (Portugal) back at the time. Then again I mostly knew people who had a higher education qualification so probably more likely to use English at work and follow English-language media. (Note that in my metric, "excellent" is bellow having "fully mastered the language" - basically I meant it as can easilly hold a conversation on common topics. I'm probably falling into the habits I caught when living in Britain and using the word "excellent" to mean what people in other countries think of as "good")

As for the banks dealing with you in English, I still have a bank account with a Dutch bank and they always send me documents in English and still do, even though I don't actually need it anymore. Maybe other banks won't do it by the big ones do.

As for the impact of not knowing Dutch, for job seekers in The Netherlands, in my area - Software Development, which when I moved to The Netherlands I only had 2 years professional experience of doing - that was only a problem for me in the 2 years immediatelly after the Tech bubble crashed in the year 2000, whilst not for the rest of the time I lived there (and as I worked as a freelancer - specifically a contractor - for half of my time in The Netherlands I did change jobs much more often than normal so had quite a lot of experience with it). Can't really speak for how things are now, for areas with less demand for professionals or for people in that hard period of one's career which is trying to get into the work market as a recent graduate with no professional experience.

Also, speaking very good English (as in, better than what I meant by "excellent" in my previous post), I never felt that it helped me in learning Dutch. Agree with the rest that the Dutch tend to reply back in English if they think the other person can understand it, which for me as a Portuguese was seldom a problem whilst for my friends and colleagues from English speaking countries that was commonly a problem (I suspect the difference is because Dutch people couldn't just tell from my accent that I could speak English). My advice for any foreigner stuck in this situation there, is to persist in speaking Dutch even if the other person switches to English.

PS: By the way, my point that being a native English-speaker does not help with learning Dutch is consistent with what I saw with my immigrant work colleagues and friends, were the native English speakers would take longer and not get as far when learning Dutch than those who were not native English speakers. Maybe the Dutch-English works fine but I did not see that happenning the other way around, plus even in my mind my language knowledge has somehow ended up with Dutch and German in the same bucket, English in a totally different bucket, Spanish, Portuguese and Italian in yet another bucket and French also in its own bucket (kinda, as some things are the same as in other Romance languages) - might just be the product of my language learning experience though.