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That seems obviously false, unless you're proposing that all the charities in the world are scams and don't actually do anything. I guess you could argue that as you throw money into saving lives, the low-hanging fruits get picked and the cost rises, so you can never saturate all the charities - but this is a very weak argument, since saving 99.99% of all the people in the world from hunger or poverty would be about as good as 100%. Just because there's diminishing returns doesn't mean it's a doomed cause.
Charities do more than throw money at problems. This doesn't contradict my point at all, which is that money alone is not the answer--if it was, all of these problems would have been solved by now.
As a small example, you can't truly solve world hunger until you achieve world peace, and you can't buy peace.