No Stupid Questions
No such thing. Ask away!
!nostupidquestions is a community dedicated to being helpful and answering each others' questions on various topics.
The rules for posting and commenting, besides the rules defined here for lemmy.world, are as follows:
Rules (interactive)
Rule 1- All posts must be legitimate questions. All post titles must include a question.
All posts must be legitimate questions, and all post titles must include a question. Questions that are joke or trolling questions, memes, song lyrics as title, etc. are not allowed here. See Rule 6 for all exceptions.
Rule 2- Your question subject cannot be illegal or NSFW material.
Your question subject cannot be illegal or NSFW material. You will be warned first, banned second.
Rule 3- Do not seek mental, medical and professional help here.
Do not seek mental, medical and professional help here. Breaking this rule will not get you or your post removed, but it will put you at risk, and possibly in danger.
Rule 4- No self promotion or upvote-farming of any kind.
That's it.
Rule 5- No baiting or sealioning or promoting an agenda.
Questions which, instead of being of an innocuous nature, are specifically intended (based on reports and in the opinion of our crack moderation team) to bait users into ideological wars on charged political topics will be removed and the authors warned - or banned - depending on severity.
Rule 6- Regarding META posts and joke questions.
Provided it is about the community itself, you may post non-question posts using the [META] tag on your post title.
On fridays, you are allowed to post meme and troll questions, on the condition that it's in text format only, and conforms with our other rules. These posts MUST include the [NSQ Friday] tag in their title.
If you post a serious question on friday and are looking only for legitimate answers, then please include the [Serious] tag on your post. Irrelevant replies will then be removed by moderators.
Rule 7- You can't intentionally annoy, mock, or harass other members.
If you intentionally annoy, mock, harass, or discriminate against any individual member, you will be removed.
Likewise, if you are a member, sympathiser or a resemblant of a movement that is known to largely hate, mock, discriminate against, and/or want to take lives of a group of people, and you were provably vocal about your hate, then you will be banned on sight.
Rule 8- All comments should try to stay relevant to their parent content.
Rule 9- Reposts from other platforms are not allowed.
Let everyone have their own content.
Rule 10- Majority of bots aren't allowed to participate here.
Credits
Our breathtaking icon was bestowed upon us by @Cevilia!
The greatest banner of all time: by @TheOneWithTheHair!
view the rest of the comments
Social media algorithms present different things to different people. So if you fall for a grift, the algorithm will just show you things that support the grift and never show anything that debunks it.
Someone going down a weird rabbit hole will stay on that for a long time, watching many ads along the way. Someone that starts to think "hey maybe there's something to this thing" then immediately sees something debunking it may conclude "well that last video was a waste of time" and may decide to go do something else that's a more worthwhile use of their time. End result, they watch fewer ads. Less revenue for the social media companies.
Weird internet rabbit holes are more profitable than seeing contradicting opinions. So the algorithms are tuned to send people down rabbit holes and not offer information contradicting them.
I just confronted a guy I know who told me with a straight face that poor people struggle with budgeting and that's why they're poor.
I asked him where he got that info. He then sent me a bunch of YouTubers.
Payday loans sort of suggest this. Bit it's more how society is biased to keep poor people poor.
Payday loans don't suggest this. Those are predatory businesses aimed at the poor and desperate.
When you're one month from disaster and you break a leg, it's a payday loan or your family doesn't have a home/food when you work a job without paid leave. And good luck with the disability approval, because even if it eventually comes through, you are on the hook until it does.
Being poor has very little to do with budgeting. I'm sure a substantial portion, if not the majority of them, could figure out how to budget with a $100k income instead of a $30k income.
I agree. My point was that rich people don't take payday loans, but i recognise that not being able to afford a safetly cushion doesn't necessarily imply bad planning.
Some do, depending on their circumstances. But when you've got a big income it's easier to get out from under the debt.
Most rich people just use credit cards, though. They're arguably worse than payday lenders, since the credit limits are much higher. But they're also very risk averse, so they don't extend credit to the lower income groups.
Payday lenders and other loan sharks have to spend more on collections and run tighter margins as a result. Far easier to be a credit card company and simply wage a finger at someone's credit rating to extort payment than to actually execute a repo.
Seems like you agree
Yes, but it's important to note that confirmation bias is always present in our views of the world because our brain tends to keep things simple by prefering confirming to contradicting information. It just has been amplified by recommendation algorithms meant to increase engagement by showing you "more of the stuff you like", thus trapping you in a filter bubble you might not even be aware of.