this post was submitted on 03 Sep 2023
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As a starting point, the burning of fossil fuels, and to a lesser extent deforestation and release of methane are responsible for the warming in recent decades: Graph of temperature as observed with significant warming, and simulated without added greenhouse gases and other anthropogentic changes, which shows no significant warming

How much each change to the atmosphere has warmed the world: IPCC AR6 Figure 2 - Thee bar charts: first chart: how much each gas has warmed the world. About 1C of total warming. Second chart: about 1.5C of total warming from well-mixed greenhouse gases, offset by 0.4C of cooling from aerosols and negligible influence from changes to solar output, volcanoes, and internal variability. Third chart: about 1.25C of warming from CO2, 0.5C from methane, and a bunch more in small quantities from other gases. About 0.5C of cooling with large error bars from SO2.

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US Home insurers cut natural disasters from policies as climate risks grow (wapo.st)
submitted 1 year ago by silence7@slrpnk.net to c/climate@slrpnk.net
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Some of the largest U.S. insurance companies say extreme weather has led them to end certain coverages, exclude natural disaster protections and raise premiums

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[–] silence7@slrpnk.net 19 points 1 year ago (1 children)

The thing about insurance is that when it's properly regulated, they're able to pay the claims (and actually do so)

Toss out the regulation, and insurance becomes worthless.

[–] Supervisor194@lemmy.world 5 points 1 year ago (2 children)

Humans just don't comprehend large sums of money. Taxation created the Interstate Highway system, it sent us to the moon. The masses giving relatively small amounts of money can and does move mountains.

But instead of empowering elected representatives (that we can vote out) to do insurance, we instead farm it out to for-profit insurance companies and, inevitably, attorneys. THIS IS TAXATION WITHOUT REPRESENTATION.

We mandate that everyone buy automobile insurance (the masses thereby being taxed) and then when all that money floods in, capitalism is beholden to keep as much of it as possible, so the insurers start fucking the insured with "claims adjustments." Enter the attorneys, who smell the size of the payroll because that's what attorneys do - and they sue the dogshit out of the insurers to get a piece of the action, ostensibly because they just care so much.

Think about how much money is wasted throughout this process due to incompetence, corporate greed and filthy lawyers. When you watch ad-supported television (if you do) think about what percentage of the commercials are for attorneys that exclusively sue insurers. Imagine how much money those commercials represent. Now realize that both the insurers and the attorneys make money hand over fist despite the inefficiency of this deeply stupid dance.

But government isn't the answer to the problem, amirite?

[–] HubertManne@kbin.social 1 points 1 year ago

I was really hoping no fault became the norm.

[–] CosmicApe@kbin.social 1 points 1 year ago

But something something socialism something government overreach something something!