Nothing to see here. …..get it? Because mirage? I’ll see my way out.
noredcandy
Banks charge higher fees for credit transactions to fuel the loyalty programs (flyer miles, cash back, etc) on those cards. This is why you no longer get any loyalty benefits on debit cards but you still do on credit. The fees don’t cover the risk on credit cards , the interest does.
From the federal reserve directly : https://www.federalreserve.gov/aboutthefed/boardmeetings/frn-reg-ii-20231025.pdf Also, I guess what I meant is, the cap used to be 45 cents, and when it was reduced to 21 cents, there wasn’t some massive reduction in prices of products for consumers. Merchants just pocket that difference.
Check out FedNow. Basically a domestic government run payment system. Still pretty new and growing.
Fwiw debit card transaction are capped around 21 cents per transaction depending on the size of the bank holding the account. You’re right for credit cards though. Also, imho, I’ve never seen merchants pass along these debit card savings to the consumer. With they would though.
This is cool but what I really want are rollable screen phones like from Earth Final Conflict.
Not even going to read the article but I’m going to go with “no, no they didn’t earn the price hike.” To me, to “earn” a price hike means new features or better functionality with the current platform, not just spamming me with mediocre content. Give me higher bitrate streaming, lossless audio, better ways to organize my watchlist, better desktop/laptop experience, etc, then MAYBE it’ll be worth paying a bit more to me.
Taking a page from Apple’s book. The settings part of iOS has “warnings” if you aren’t using Apple add on services.
On one hand, sure just a meme. On the other, it may not be ADHD that’s causing these symptoms and getting a professional diagnosis will help with treatment regardless of what’s going on.
Miss that era and wish that there were more options for PCI “premium” sound cards. All of the fancy DACs and audio interfaces are seemingly USB.
Wonder Showzen had some wild segments but was easily one of the most subversive shows on television.
The verge does this thing where they republish the same article with different headlines over and over which results in this. They also do these “preview” articles before the actual reviews I’m assuming to “maximize engagement.”