Private payments and digital Euro is something that does not go hand-in-hand imo. How big of a crypto fan I am, I don't like a state/governement/country/union coin.
Why are they so dodgy about Monero you think? Because of the illicit transactions? Nah.. this is just an extra factor
This is actually good, see it as an enrichment of your life. The only sad thing is Revolut though.
As an alternative to Authy I recommend Stratum (previously known as Authenticator Pro) https://apt.izzysoft.de/fdroid/index/apk/com.stratumauth.app
This due to its compatibility with Android wear (companion)