this post was submitted on 06 Oct 2025
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Good recent example from myself. I was hospitalized a few months ago and the attending doctor wanted to do a test outpatient once I was released. At the time I had no insurance, I was in the process of signing up. I was quoted $300 for out of pocket, so I decided to hold off a month until my insurance kicked in. That test was only a $350 copay with insurance.