this post was submitted on 06 Oct 2025
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[–] Saledovil@sh.itjust.works 9 points 1 week ago (2 children)

Imagine somebody without liability insurance hits you with their car, breaking your spine. And they don't happen to have any spare money. You'd have to remodel your home for accessibility on your own dime.

[–] FlyingCircus@lemmy.world 15 points 1 week ago (1 children)

Why does that person not have insurance? Statistically, because they can’t afford it. Your example is a failure of society and how for-profit insurance is structured, not because an individual chooses not to be insured.

[–] Saledovil@sh.itjust.works -4 points 1 week ago (2 children)

Yeah, it sorta is. Also, if you can't afford insurance, you can't afford a car.

[–] Jyek@sh.itjust.works 7 points 1 week ago (1 children)

Too bad a car is required for the vast majority of working folks just to get to their job that would pay for said insurance along with everything else they need in life. Guess they can't afford to live either. Seems like a great system.

[–] Saledovil@sh.itjust.works 2 points 1 week ago

Guess they can’t afford to live either. Seems like a great system.

Yes, the system is fundamentally broken and designed to screw over the little guy.

[–] BlackVenom@lemmy.world 3 points 1 week ago

Except your city isn't walkable and poor transit.... So you can't afford not to drive.

[–] winkledinkle@sh.itjust.works 7 points 1 week ago

Not what I was saying, and goddamned if I'm not too tired to argue.