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You make some perfectly valid points, the only thing I take issue with is
So, I do historical reenactment and one of my focuses is the history of money. Money has been in use, in some form or another, all over the world, for about ten thousand years. Roughly twice as long as written language.
Again, I agree with what you're saying about time and how important it is. But go back to when humans had huge swaths of free time and you still find money. It's just INSANELY useful.
I think that money money represents effort, knowledge, and time - problem is, the wealthy don't appreciate what goes into the money that they hoover up from society. By locking away too much money from society, the wealthy have essentially robbed the meaning from money. By drying up the fiscal river, the rich have destroyed the possibility of life flourishing within its banks.
I guess that I don't disagree with your correction, so much as that I believe that the worth of American money has been corroded towards the breaking point.