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Problem is the choices are often choices made before you're even an adult. Even more difficult for those from unstable households and those that were refugees. Children that have to take care of their parents or siblings.
The there's how the right choice one decade cane be the bad choice the next. So you commit to work on like bioengineering or medical research, spend a very long time in school to get there, and it goes to shit once you hit the workforce. When you were a kid accountants were in high demand so so many went into it and then the finance department went from 200 people to 10 because of software improvements. Computer related and law degrees today. Trades as well where you can find work, but there's so many that you don't necessarily make a great wage hourly especially adjusted for benefits
So if everyone made the right decision individually based on the data current to them or what the data says to go for in 5 years when they could complete school/training, whatever it is will have so many people that the field is saturated and something else is the short staffed high paying career. So the correct decision is a moving target. Communal correct decision would be a strong social safety net
Individual bad decision is almost always deciding work has to be a passion. The 8+ hours at work has to be a part of your joy. Most people don't get that. Those that accept that making good money may mean doing a job they don't like have a better shot at financial stability. Not guaranteed, just a better shot
Your mention of accounting hit me like a brick. That's what happened to me.