this post was submitted on 06 Sep 2025
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Privacy
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PayPal has always been a scam when credit cards exist.
IMO, the real use case for PayPal was really on the seller side.
When it was 2002 and you weren't a major business but just wanted to sell three old CDs on eBay or offer dog haberdashery online, it was by far the simplest way to accept a credit-card funded transaction.
We're still not a lot better there in 2025. Even with more modern platforms, you can't really get from zero to accepting cards directly in 15 minutes.
Yes, it a scam for us the buyers. They want PayPal, not us.