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USA Nearly half of Gen Z Are Already Dipping Into Retirement Money just to get by
(www.newsweek.com)
this post was submitted on 05 Sep 2025
71 points (100.0% liked)
chapotraphouse
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There are some exceptions that allow penalty free withdrawals but the dollar limits are quite low.
https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-exceptions-to-tax-on-early-distributions
"qualified first-time homebuyers, up to $10,000"
lol,