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According to a recent article about NY, which has similar vaccine laws to my state:
You would likely need an Rx if you don’t meet the criteria for the CDC recommendation (and I would assume they will mirror the FDA’s approval). In that case, the vaccine would be off-label, and so insurance may not cover it, but if you tell the pharmacy you are at high risk for Covid, making you eligible, there should be state laws in place that make your insurance pay for the vaccine.
It seems CVS is trying to be precautious legally speaking and blanket requiring a prescription, but I recommend you call or ask in person your local pharmacy, be it a chain or independent. In a couple weeks when the CDC and ACIP put out their recommendations, thing will be more clear.
Yeah, realistically my best bet is to wait a few weeks to see how it falls out. Theirs a reasonable chance our state legislature will do something g to help. I have been tending to get COVID boosters in October anyway.