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Adult game developer’s PayPal funds held for over a month despite being legitimately sold on Steam [80k GBP]
(www.gamepressure.com)
this post was submitted on 26 Aug 2025
365 points (99.5% liked)
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Are you trying to make a joke? Have you actually completely forgotten what the original post is even about?
The post is about the *payment processor* being the bad actor. In that case, crypto is an alternative because it bypasses processors entirely.
If the bad actor is the *merchant*, then you already have consumer protection laws, and beyond that the legal system, same as with cash, crypto or credit cards.
You haven't shown how cash or credit cards are inherently less risky than the Lightning Network. With cards, you can be debanked or have your account frozen by the processor (which is what happened in this post). With cash, a merchant can just take it and not deliver. Crypto doesn't make this worse. In fact, it removes the risk of being debanked while functioning like digital cash (crypto payments can be made directly, not just through custodial processors).
Chargebacks exist with cards, but they're double-edged (e.g. fraud, arbitrary reversals, censorship).
If you don't understand crypto or don't see the problems it solves, that’s fine, no one’s forcing you to use it. But dismissing it as "less accountability" doesn’t hold up under scrutiny.