this post was submitted on 22 Jul 2025
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Privacy
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My mother died recently, and she was the breadwinner and was in charge of everything financial, because my surviving father is a toxic narcissist with zero financial literacy who refuses help from anyone. So I just have to say kudos to you for thinking about this difficult stuff. Your family will appreciate it more than you can imagine.
Other commenters have already given you solid advice, and I don’t have anything to add there, but more people need to have these difficult conversations and make real practical preparations, as soon as possible. Speaking from experience, not having clear guidance about where things are and what should be done with them, makes an already emotional situation even harder to deal with. Everybody dies, but in death you can make your family’s grieving process slightly easier by thinking ahead like this.
I’m sorry for whatever you’re going through, but props for thinking about other people while you go through it.