this post was submitted on 15 May 2025
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A Boring Dystopia
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Boomer logic ..... "I want all the benefits, entitlements and supports of society and none of the responsibilities."
Can you imagine the pain of having to pay fairly for what you own... Disgusting.
I mean, bullshit strategies and apparent entitled attitude aside, she does have a point. $90k is an absurd property tax rate for a single family home.
Did you see the photo in the article? It's a 'single-family home' in the way a Mercedes SUV is a minivan.
I mean, yah, housing is way too fuckimg expensive. But that is very definitely not a no-frills family home.
The house is valued at $4.4 millions.
If it costs $90k for a $4 million home then a $1 million home would be taxed at $22.5k. That's still half a years salary at median wages for an average priced home in many markets. Don't let your hatred for rich people lead you to advocating for shitty policies.
I'm going with this is the actual problem.
Also, your math assumes a flat tax rate, and any decent tax system is progressive. I don't know how Florida's works, but again, actual problems.
Inflated home values are a huge part of the problem. That's a large part of the point I'm making. At face value it seems fine to say "they have a $4 million home, they can afford the property taxes" but if you apply the same rate to the homes that average people have to buy you're going to end up in a shitty spot. If taxing the rich is the goal we shouldn't be talking about property taxes on single family homes unless it's specifically related to second and third homes.
Seeing as most homes increased by about 400% in the last 10-15 years in that area, while wages increases negligibly, I feel they have a point. On the other hand, it is difficult for most people, myself included, to garner sympathy when you see someone with a 4.4 million dollar home.
I can have sympathy for people with more money than me, but not for their financial situation, because their finances are objectively better than mine will ever be, and I'm not feeling sorry for myself.
If the land your single family home is sitting on is suddenly worth four million dollars, that's a sure sign that that plot of land should NOT be used for single family zoning. It's doubtlessly some of the most valuable land in the city, close to job centers and lots of community resources. That kind of land should be used for multi family housing. Quit hoarding it so you can live your Leave it to Beaver fantasy in the middle of a built up urban area.
Not quoting you specifically here but the general vibe of this owner:
"But I want to live as a rancher in the middle of Manhattan. I demand we warp the tax laws to enable it."
Get the fuck out of here, you entitled fuck.
But if you built your house in a relatively undesirable place and the area gets gentrified due to no fault of your own, now you have to get out of the way because richer people decided they like your land after all?
And that's why you don't do that and instead make progressive taxation a thing.
Nah. It is good and correct to tax extremely large/valuable single-family homes at high rates even if they're primary residences.
(Of course, another aspect of the issue is that single-family houses in very high-demand areas should lose their zoning protection so they can be bought out and replaced with multifamily buildings. Reasonably-sized single-family houses should never have gotten to unaffordable valuations in the first place.)
Not that it changes your point, but Florida's property tax is not progressive in any of the areas that I lived.
I don't think it matters what the house looks like. That's a ridiculous amount for any single home. I understand the desire to tax the rich but there are better ways to accomplish that than jacking up property taxes for everyone, especially when inflationary housing costs are a simultaneous concern.
The solution is to demolish the home and build multi-family housing there. Low density single family zoning has no place in an area where the land values are that expensive. Keep that kind of development on the urban fringe where it belongs.
So is a single family home worth 4mil
Trumper logic, you don't own what you own, and you need to either pay more or give it up., and fuck you us wanting nice things
This is the type of shit destroying us as well.
See? Both sides are idiots( talking about political parties, not class)..
We have people who want to take too much from us and people who don't want to give, and both sides downvote truth.
If we want a better country, we have to be honest, not selfish
Alright, so you're a young gen z family and you buy your first home, which is all you can afford right now, you're young and you're starting your careers and your family.
In 10 years, property values have increased dramatically, and you've had a child and you're thinking about your second. Your careers are going well, and you think we should maybe get a bigger place for our expanding family. But oh no, there's an unsustainable housing marketing bubble that refuses to burst, so you can't afford a bigger place anywhere near your job. So you build UP, like they do in every multi-generational home culture, you expand your living space as your family expands.
It's not a crime or a moral failure to upgrade your home, and you shouldn't jump at the opportunity to beat someone when they're down just because you don't empathize with this particular boomer homeowner.
This Boomer homeowner is why those Gen Z families can't find homes. If your single family home is worth $4 million, that is the market telling you that that single family home should not exist. The land is too in demand, too close to jobs, too close to amenities etc. to have that lot hoarded by a single selfish person. You want to live in a single family home on a quarter acre lot? Fine. Do it on the edge of the city where the land is cheap. This women's lost could provide homes for a dozen families, at prices that would be affordable to Gen Z families. Instead people like her vote to prevent such redevelopment.
Are you okay?
Right, an unsustainable bubble, I said that. This boomer family bought a reasonably sized and priced house that's on the edge of the city, and now they're forced to sell it and not be able to replace it with a bigger home on their budget in the same part of town, they didn't fuck things up Zillow did!
The gen z family who buys today won't be about to upsize tomorrow, and you're gonna blame them.
The fuck-up was by the city, which failed to abolish the single-family zoning in order to allow the land to be developed to its highest and best use.
Based on the backstory, they kind of did what you said, bought it in a relatively more affordable context, and then the world changed their minds around them and retroactively declared it a multi million dollar property. Well at least for tax purposes and likely insurance, but not necessarily market rate (tax assessments commonly lag the market, so a market downturn could leave them with a multi-million dollar house that no one will pay the stated value for
More like the house is likely worth even more than the $4.4M it was assessed at. But nice try trying to spin your point to fit your narrative.