this post was submitted on 08 May 2025
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£600,000 would be enough for me to quit work. Buy a house and then do odd jobs to supplement money for the remainder of my life.
I think you might be underestimating the ongoing costs of owning a house as many people do. Or we have a different understanding of odd jobs.
I can buy a house near me for £100,000. That means I have £500,000 left to earn interest on steadily.
Without taking in pay rises I will be working for the next 25 years and won’t earn too much more than £500,000 anyway. I am lucky in that my job is very chill and my salary is for 33 hours a week and we get 4 weeks holiday at the moment. Will rise to 5 weeks.
I class odd jobs as maybe a Saturday job or several days a week. I am also good at just learning how to do things myself. Need to do some joinery great I’ve got all the time in the world.
For that I couldn't even buy a piece of empty land for a house to stand on.
UK still has some cheaper areas. I know a guy that bought one near Burnley for £60k. Like the whole estate went to shit and so many got sold for this price. They needed a lot of work and the dude I know is a builder so he spent two years working and now it’s livable. Sadly he did it to rent out, but I would live in a shit whole. If I own it.
The town I live now is pretty rough, although we live in the nicer area but I’ve grown up working class and people ain’t that bad.
That's another thing: You can certainly buy older, cheaper objects if you're competent in doing a lot of things yourself. But with rising energy prices, the necessary transition in e.g. heating technology and so on, I wouldn't be able to do all the work that would be required to get an old house up to a somewhat modern standard where I won't be actively harming climate and paying out of my nose for gas (or even worse, oil) to stay warm in winter.