The conversations are amazing
this post was submitted on 17 Jan 2025
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If you have bad credit in the US, it prevents you from getting housing, or even renting an apartment.
As people posted to you several times, china's credit score exists to keep tabs on companies, and prevent excesses and corruption. Basic regulatory things that the US used to do in a few decades ago, but is now considered "authoritarian".
And prevents from getting a car, the main mode of transport in the US. Talking about being able to ride a bus in the US is comical.
Depends where you live. It's much more doable in the densest urban areas than it is somewhere rural. I have a friend who lives in Boston for example and he doesn't have a car, at all. Because Boston's mass transit is good enough for his routine needs. I can't do that here, however.
it also prevents you from getting a job nowadays and more and more employers are insisting on it.