this post was submitted on 27 Oct 2023
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“If it involves money. It’ll be on our platform. Money or securities or whatever. So, it’s not just like send $20 to my friend. I’m talking about, like, you won’t need a bank account.”

Well that sounds terrifying!

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[–] CmdrShepard@lemmy.one 22 points 1 year ago* (last edited 1 year ago) (4 children)

Somehow services like PayPal manage to avoid being regulated like a bank. I'm sure they'll ~~clobber~~ cobble together some potentially unlawful solution and not face any repercussions for it.

[–] EyIchFragDochNur@feddit.de 28 points 1 year ago

Paypal is a bank here in europe. Hope musXk leaves Europe.

[–] notthebees@reddthat.com 25 points 1 year ago

iirc the money storage aspect of PayPal has to be regulated as a bank.

[–] someguy3@lemmy.ca 12 points 1 year ago (2 children)

I think because they're a payment processor. Banks store large amounts of money, make loans, etc.

[–] givesomefucks@lemmy.world 18 points 1 year ago

It's going to be like a crypto or PayPal wallet where you can store a balance, it's just not insured or regulated like a bank.

I saw an article a while ago where a concerning amount of people were doing that instead of a bank account.

They issue credit and lenders finance this. There's always a bank.

[–] SpaceNoodle@lemmy.world 10 points 1 year ago (3 children)
[–] Deceptichum@kbin.social 6 points 1 year ago (1 children)

The Things been put in charge of their legal team.

[–] SpaceNoodle@lemmy.world 3 points 1 year ago

It's cobblin' time

makes shoes

[–] CmdrShepard@lemmy.one 4 points 1 year ago

Yes, jesus thank you. It was right on the tip of my tongue.

[–] harmonea@kbin.social -2 points 1 year ago (1 children)

"Clobber" implies violence, which is somehow even less elegant than the standard phrase that the haphazard "cobble" implies. Given the shitshow of X so far, clobber probably works better even if it's not the usual way to phrase this at all.

[–] Bizarroland@kbin.social 4 points 1 year ago

And despite cobble and clobber implying violence and inelegance, cobblers are either some of the best versions of pies or the people that maintain your fanciest of shoes.