this post was submitted on 15 Oct 2024
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[–] ChapulinColorado@lemmy.world 1 points 1 month ago

I feel like a lot of small shops now (especially restaurants and convenience stores) charge for using a credit card in a manner that wipes out any benefit from “cash back rewards”.

To me the bigger benefit is that a card that is opened many years ago (pair on time) gets you a better credit score. This will net you much better deals throughout life for major purchases like a car or home (if you are lucky enough to still be able to afford one).