this post was submitted on 15 Oct 2024
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A Boring Dystopia
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I've only ever bought like 20 year old used cars. I can't even comprehend how anyone has enough money to afford a new car. It's not even the price of the car itself, which is always absurd anyways, but the cost of insurance on a car that new and registration is also just insane. A friend of mine recently bought a car that was only 5 years old and their payments including insurance and everything are still almost as much as the mortgage on my house. It's no wonder everyone is under water with their car loans.
When the pandemic hit, i was just looking for a car. A lot of people back then were selling the cars they haven't payed off yet. I was truly shocked to find out that some people spend like 1300 a month on car payments.
Where did you find that cheap-ass house?
The 90s
Nope. 2021. It just looks like a place where people turn into missing persons and it's in a fairly low COL city. I am also just barely scraping by on the payments until the PMI drops off.
Fair enough. Was being cheeky. Hopefully things loosen up for you soon 🤞
Picked myself up a crack den (not literally but might as well be) like 8 years ago. My dad built houses and taught me how to do most of the work so I bought a cheap place I knew I could eventually fix. Also in a fairly low COL area. So a shit house in a fairly cheap city in a cheaper housing market. It was either that or just accept never owning a house so I jumped on it and just barely scrape by.
My mortgage payments cost me just as much as renting a slightly nicer house in my area so the point still stands that my friend is paying nearly as much for their vehicle per month as most people here pay in rent.
Well, it's not exactly fair to compare a crack house in crackville - which I'm picturing as Mantua, OH - to the average house, let alone any place in an urban area. But congratulations all the same.
Maybe they bought their house like 10 or 12 years ago.
10 years ago in 1994?
There were a lot of cheap houses available in 2012 through 2014, the problem was having the credit you needed to get one of them.
I recently saw a house that I saw for sale back in 2013 for $75,000 on the market for $530,000.