this post was submitted on 15 Aug 2024
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Not all loans were predatory, some people just made dumb choices all on their own. If anything there should be a reasonable limit on the interest rates and the loans should be refinanced.
And, as for why not both, we actually can't afford either. Investing for the future is a better deal for society than fixing people's personal mistakes.
What do you mean we can't afford either? Are you telling me that somehow all other developed countries are able to afford free or cheap higher education but somehow the US cannot? We could also slowly start to cancel current student debt. Sure, it is at $1.77 trillion right now but that does not have to be wiped away all at once. Prioritize getting rid of predatory loans, then those those with financial hardship, then go from there.
Yes, we can't afford it, because we chose to spend all of our money on the military.
This sounds like we could afford it, we just need to take that money back from the military…
Yes, but also, America. It's not that I don't want these things, I just think they're politically impossible.
We could switch to Medicare for All and save a couple hundred billion a year to do it.
Overall, not without raising taxes though. The money just doesn't stop getting spent by people and appear in the government budget without it.
If your "taxes" go up by $7 but your health insurance costs go down by $10, why the hell would you care? There are several more dollars in your pocket. Or if you are concerned about tax amount, let's rename current health insurance fees to taxes and we can simply market Medicare for All as a massive tax cut that increases service.
Where does that math come from? I can't think of anything that got more efficient just because the government got involved.
I love the idea of Medicare For All but it should be a choice for people who want it.