this post was submitted on 02 Jun 2024
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A Boring Dystopia
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You mean the things they have been told are evil and will cause you to down in debt?
I don't know why they aren't applying for credit cards, even the $250 or $500 they could get with no or little credit would be a better devil to dance with than groceries on a payment plan.
They are, but with a lower interest rate than pay later plans.
Klarna is fee free
Edit: Karma to Klarna, fucking autocorrect
There's quite a few that just split it in 4 payments with no interest. And typically don't need very good credit at all.