this post was submitted on 07 May 2024
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Call me an asshole but I think giving driving habit information to insurers is great, so long as good habits are given discounts and bad habits are punished.
I'm one of those people who would love automatic enforcement of driving laws as well as user reportable incidents of other drivers (given you can provide footage of something you're reporting.)
If people don't like living under the law... maybe the law shouldn't exist. "That's the way it is" is a terrible excuse for fucking anything.
Oh, and make audit trails for this shit public record. Someone creating AI videos or fake reports? Punish that too. It'll never happen though. People want laws for others, not themselves.
who picks what habits are good and what are bad? who decides what happens to data beyond this? can you going to mcdonalds twice a day be shared with your health insurer? can you going to that rally be shared with the local police? with your landlord? are you comfortable with everyone knowing everything? because there's two things you do with data: analyze, and sell.
I mean they use the data to decide what actions are high risk. Someone tailgating and tapping their brakes constantly is inherently less safe than someone leaving proper distance.
Privacy theft, I get it. An opt out should always be available and easy to use.
If you truly have an issue with insurance deciding what is or isn't safe there are organizations that can take over that such as ASTM or NFPA.