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That's not an illusion, that just means the bank owns it. I'm not sure what your point is here.
I should be more specific: possession is the more appropriate term, and it's transitory in nature; you aren't going to be in possession of your things forever.
If the government uses eminent domain to acquire your house/property to repurpose to build a road, that is fairly close to the company saying your house is being removed from our library. Not exact, but I can see what they may have meant. (Being sent gift cards instead of money is the big difference to me)