this post was submitted on 11 Jan 2024
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Sounds like you have a highly subsidized mortgage. That's why you're being downvoted. Investments are supposed to have risk. The risk of not making a profit is what you take on when you purchase real estate as an investment. It is not a renters problem whether you are profitable or not.
Sounds like you're still getting a sweet deal then. Once the mortgage is paid off you will own property outright that you paid very little for compared to it's value.