I'm kinda one of them. Well my dad is. He's typical of the boat owners I've met over the years. Boomer, business owner, white. He bought the first boat with a buddy in their late 20s, cuz that's when he had enough disposable income after they could afford a house, a rental property, two kids, two cars, a dog and a golf course membership. They had a falling out and my dad bought out his buddy. Three or four boats later I look after the boat, and do all the maintenance. My dad's in his 70s, he can't take the boat out on his own anymore. We go fishing 5 or 6 times a year. Moorage is $6000 a year, fuel is $2000, insurance $3000, maintenance at least $2000. Maintenance would be 10x that if I didn't do most of the work myself.