Bank fees
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I see you have no money... I'm going to have to charge you for that
Things used to be a lot simpler & cheaper in the US, but then we passed the War Revenue Act in 1917 which drastically increased the budget & helped to pay for the war. They probably saw all that money rolling in & got greedy. What was initially designed as a war-time fund raising effort is now just standard taxation, it has gotten worse, and the people being born & working & dying nowadays don't know anything different.
The government wastes so much money. Whose money? They don't have any money! They're wasting our money, that they extract from us via taxation.
We are financially raped into the ground, not allowed to enjoy the fruits of our own labor.
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Then start somewhere. Require new construction to be built for humans first. Then bit by bit change.
The Netherlands did this back in 1960 and look at it now. They too had to start somewhere and they did
It requires investment in your infrastructure which well, in the US that's a joke.
DLCs: Games are expected to have DLCs nowadays, so game devs purposefully hold back some ideas for potential DLCs, often crippling the main game as a result.
Subscription services: For pretty much anything, but especially those automated monthly payments, which you won't bother cancelling, even if you feel like you're not using the service to its fullest.
British royal family.
Religions that collect money from adherents.
Web 2.0 data harvesting.