this post was submitted on 02 Sep 2025
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Too bad there's never been some sort of federated infrastructure for managing monetary transactions. It would be an awesome thing if it existed, and people definitely wouldn't just naively bandwagon against it and simply call it a scam if it did.
There is, it's called SEPA instant payment, and every single bank uses it. The tiny catch is that you have to be in Europe for it.
Also called payid. Instant payment, every single bank supports it, can register your phone number, email address, business number to your account so anyone with one of the Jose details can pay you. Tiny catch is you have to be in Australia
Also called Pix. Instant payment, every single bank supports it, can register your phone number, email address, business number or get a random key to your account so anyone with one of the those details can pay you. Tiny catch is you have to be in Brazil (Btw I heard we are exporting it to other countries)