this post was submitted on 14 Aug 2025
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Privacy
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Why not just access your financial institutions in a web browser?
That was an inconvenience, but one I could make if it was the only issue. It was more the total accumulation of things. My 2FA app pulling support for "unsigned" operating systems coupled with missing work texts due to RCS failure were the main straws to break the camel's back. Having to find an alternative and then manually change all 2FA was almost a deal breaker in itself. That played into using a web browser for my financial institution access.
Work texts go to the work phone. Work 2FA also on work phone. I use a hardware TAN generator for web banking.
My work 2FA is physical token based, it is my personal 2FA that causing me problems. Email and text authentication is insecure enough that I try and use a software authenticator whenever possible.
Great point about the work phone. I don't want a work phone as I don't have any desire to be reachable 24/7 outside of the rotating week I'm on call, but if I was expected to have email and Teams and everything on my phone I would definitely require one. Thankfully my work texts are all for team updates, heads up about issues, scheduling matters, etc, but I still consider those to be important while not riding to a separate work phone