this post was submitted on 10 Feb 2024
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I trust it enough to use the feature, but I've got separate cards for online and in-person purchases. The online card is temporarily disabled in my bank app, and I only unblock it when I intend to use it. Takes like 30 seconds extra.
The in-person card is permanently unlocked for NFC and regular store transactions, but region locked to the country where I'm currently at, and transactions over $30 require the PIN.
Out of curiosity, would it not take less than 30 seconds to type your CC numbers in online each time? I mean the month and ?ccv are easily memorable
It being blocked still helps protect them if the card number gets snatched during a transaction. By the time the scammers are ready to use the card numbers, the card would be locked.
Nice, I like it!
Yeah sure, but a keylogger could read it at any time then, while cracking the locally saved card is more complex. And locking the card down unless explicitly needed also means that even if my card card does get compromised, it can't be used of very narrow and random windows, adding a nice layer of security.